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Cigna Supplemental Benefits WINCENTIVES are back for another year. 2023 continues to give you more ways to earn extra income – each and every month – with no limits.

Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Mississippi, Missouri,
North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Utah & Virginia

Submit the form below for
PY 2023 Expansion Maps!

Individual Whole Life

Our Individual Whole Life Insurance policy is designed to help your customers prepare for a wide range of necessities and protect what is most important to them. They feature guaranteed level premiums while accumulating cash value starting in the third year, and can be accessed by either a policy loan or cash surrender.

Good things come in threes. Better things come in one policy.

The Cigna Flexible Choice Dental, Vision & Hearing three-in-one insurance policy offers more competitive benefits for your clients – and a faster, easier sales experience for you.
  • Competitive pricing
  • Optional disappearing deductible
  • Benefits that increase over time
  • No waiting period for dental if customer is replacing dental coverage
  • Optional added benefits and maximum coverage up to $5,0001
  • Guaranteed renewable for life2
  • Sample Brochure
1. Additional costs incurred to enroll with some features.
2. The policy cannot be terminated for any reason other
than nonpayment of premium or material
misrepresentation in the application for insurance.


2023 Cigna Medicare certification training

Click here for our 2023 Certification Roadmap to help you navigate the steps required to complete certification for this year's AEP. Please remember you must be logged in to Producers' University to access the roadmap and training


Cigna Commissionable PDP approved

Cigna is excited to announce that starting with the 2024 Annual Enrollment Period (AEP), Cigna will expand commissionable Prescription Drug Plan (PDP) sales to all of our distribution partners and contracted brokers, in support of our No Wrong Door portfolio selling strategy.

We look forward to sharing more details about this in the coming months.


To learn more or get appointed with Cigna, submit the form below

Cigna Flexible Choice

When faced with a critical illness such as cancer, or another unexpected challenge – such as a heart attack – money should be the least of your clients worries.

Cigna Flexible Choice Cancer and Heart Attack & Stroke Insurance, insured by Loyal American Life Insurance Company, provides your customers with lump-sum benefits from $5k–$100k – which they can use anyway they want.

See the reasons to sell Cigna Flexible Choice.

  • Enjoy a quick turnaround
  • Advanced commissions that are paid daily
  • Sell by phone without a “wet” signature
  • Agent incentives, promotions and bonuses
  • Use the online agent tool Express App for quoting, sending proposals and submitting applications electronically
  • Available to quote on your smartphone using ExpressQuote
  • Combo application for Cancer and Heart Attack & Stroke
  • Customizable marketing materials to send to customers
  • A trusted company and recognized brand name
  • GA and MGA contracts available through Stephens-Matthews Marketing

YourMedicare Electronic Enrollment Center

Stephens-Matthews Marketing, Inc.