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Affordable Choice
Surgical and Hospitalization Benefits
- Available in 37 States
- Male & Female rates are the same
- No increase in rates for tobacco usage
- Child only coverage starting after newborns 6 week exam
- Continuous coverage with stable rates from one year to the next (Unlike STM)
- No waiting periods for any coverage’s and coverage can begin/eff. next day 1st-28th of the month
- Pre-existing conditions covered after 1st year (Unlike STM)
- $5 million lifetime max per insured (Like the best major medical plans pre-ACA)
- No Deductibles, co-insurance or co-pays,1 st dollar coverage’s that can pay in excess of your actual medical bills to be used for other expenses. (Like AFLAC)
- $8,000 hospital room & board coverage 1 st day and $5,000 each additional day to $1 million max. per yr.
- Doc visits, Rx and preventive coverage (also Rx-edo card included)
- TelaDoc unlimited & no per usage charge included with every plan (except child only)
- Multiplan (PHCS) network is complimentary but not required to use (they submit claim)
- Karis 360 (#1 bill negotiator and patient advocate company) included
- Surgical Schedule is 300% of Medicare schedule for surgery
- Optional GAP plan pays for routine maternity delivery in a hospital
- Type 2 non- insulin Diabetics accepted
Dental, Vision and Hearing Select
PAID Enhanced
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An exclusive line of products that focuses on Seniors
Hospital Indemnity Select
Guaranteed Issue - Mental Health - Competitive Rates
Hospital Indemnity Select ahora tiene materiales en español disponibles
- Very competitive rates – including rate tiers for Individual, Couple, Individual + Child(ren), and Family.
- Backed by ManhattanLife technology and service.
- Guaranteed Issue for applicants ages 64½ to 70.
- 1 Day Admission Benefit goes up to $10,000!!
- 3/6/10 Day Benefit plans available between $50 and $750.
- Base Plan Includes:
- Mental Health admission benefit
- Ambulance benefit
- ER/Urgent care benefit
- Coverage for short duration and/or observation stays in the hospital
- Outpatient surgical rider available.
Cancer and/or Heart and Stroke
Home Health Care Select
OmniFlex Short-Term Care
For more information, rates and new agent contracting, submit the short form below
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