• Available in 37 States
• Male & Female rates are the same
• No increase in rates for tobacco usage
• Child only coverage starting after newborns 6 week exam
• Continuous coverage with stable rates from one year to the next (Unlike STM)
• No waiting periods for any coverage’s and coverage can begin/eff. next day 1st-28th of the month
• Pre-existing conditions covered after 1st year (Unlike STM)
• $5 million lifetime max per insured (Like the best major medical plans pre-ACA)
• No Deductibles, co-insurance or co-pays,1 st dollar coverage’s that can pay in excess of your actual medical bills to be used for other expenses. (Like AFLAC)
• $8,000 hospital room & board coverage 1 st day and $5,000 each additional day to $1 million max. per yr.
• Doc visits, Rx and preventive coverage (also Rx-edo card included)
• TelaDoc unlimited & no per usage charge included with every plan (except child only)
• Multiplan (PHCS) network is complimentary but not required to use (they submit claim)
• Karis 360 (#1 bill negotiator and patient advocate company) included
• Surgical Schedule is 300% of Medicare schedule for surgery
• Optional GAP plan pays for routine maternity delivery in a hospital
• Type 2 non- insulin Diabetics accepted

Dental, Vision and Hearing Select

PAID Enhanced

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An exclusive line of products that focuses on Seniors

Cancer and/or Heart and Stroke

Home Health Care Select

OmniFlex Short-Term Care

Hospital Indemnity Select
Guaranteed Issue - Mental Health - Competitive Rates

Hospital Indemnity Select ahora tiene materiales en español disponibles

• Very competitive rates – including rate tiers for Individual, Couple, Individual + Child(ren), and Family.
• Backed by ManhattanLife technology and service.
• Guaranteed Issue for applicants ages 64½ to 70.
• 1 Day Admission Benefit goes up to $10,000!!
• 3/6/10 Day Benefit plans available between $50 and $750.
• Base Plan Includes:

• Mental Health admission benefit
• Ambulance benefit
• ER/Urgent care benefit
• Coverage for short duration and/or observation stays in the hospital

• Outpatient surgical rider available.

For more information, rates and new agent contracting, submit the short form below

Some users have reported issues with trying to use this form.  If you have trouble accessing any of this information, please contact Tessa at 800-544-8250 or email tessa@stephens-matthews.com and it will be sent to you.