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Pivot Health by Healthcare.com is your one-stop shop for all your clients' insurance needs. Our product line includes a variety of customized insurance products to meet the individual needs and financial constraints of every client. From short-term coverage and long-term plans to supplemental insurance, Pivot Health has the right options to fill every need.

 

Short Term Medical

PIVOT HEALTH STM SOLUTION vs ACA PLANS

On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years.

This update means more choices for consumers who need temporary, budget-friendly coverage during life transitions—and more opportunities for agents to deliver high-value, flexible solutions.

Here’s what this means for you:

✔ Expanded coverage options for your clients

✔ Increased retention and lifetime value per policy

✔ Rising demand from clients seeking flexible coverage

 

To learn more and get your new agent contract submit the form below or call 1-800-544-8250