Stephens-Matthews Marketing

Updated Jan 10, 2024
Allstate Health Solutions Product / State Availability

Help customers fill their gaps in coverage with Plan Enhancer.

Accident Medical Expense coverage plus optional Cancer and Heart/Stroke and Sickness Hospitalization riders

Ask us about
Guaranteed Issue
Short Term Medical

Fixed-benefit medical plans with network discounts

New Benefit levels

Now available in: AL, AR, AZ, FL, GA, IL, KY, LA, ME, MI, MS, NC, OH, OK, SC, TN, TX, VA, WI, WV

Our popular limited medical plan is about to get even better with two new plan levels: Fundamentals Plus and Enhanced Plus:

  • The new levels offer clients:
  • Increased Tier 1 and Tier 2 Inpatient surgical benefits.
  • Increased Outpatient surgical benefits.
  • More office visit benefits.
  • More benefits for X-rays and labs.

Now, with six benefit levels to choose from, including a Guaranteed Issue level, you can offer your clients more options to fit their budgets and needs.

Family Discount

Now available in: AL, AR, AZ, DC, DE, FL, GA, IA, IL, KY, LA, ME, MS, MT, NE, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY

Families interested in our National General Access plans will also enjoy a family discount for policies with effective dates of October 11, 2021, and later. The discount applies to 2 or more family members, with a discount of up to 8%. This limited medical plan makes a great supplement to major medical or STM plans and can help protect a family’s budget from out-of-pocket costs like deductibles and coinsurance. And now families will enjoy an even better rate!

Brochure (Standard)

Brochure (ME & WI)



-NatGen Plan Enhancer

A flexible solution that can improve any customer’s medical plan.  It’s a single-sale solution that helps pay out-of-pocket costs for multiple, unpredictable events like:
  • Accidents
  • Citical illnesses
  • Sickness hospitalization

Plan Enhancer is an accident medical expense product. It has a wide benefit range with plans providing lump sum payouts from $2,500 - $10,000. Guaranteed Issue is available – and the deductible is only $250!


Submit this short form for more information, agent contracting,
product availability grid & agent training presentations:

Plan Enhancer

*1 Not available in CA, CO, DC, GA, KS, OH, MI, TN or VA.
​​​​​​** Availability of Cancer & Heart/Stroke and Sickness Hospitalization riders varies by state.
​​​​​​*** Non-ST elevation myocardial infarctions (NSTEMI) are not covered. Plan pays Heart/Stroke benefits for coronary artery disease or cardiac arrhythmia resulting in heart attack, coronary artery disease or cardiac arrhythmia resulting in coronary artery bypass, coronary artery disease resulting in coronary angioplasty and cerebrovascular disease resulting in stroke


Stephens-Matthews Marketing, Inc.

Time Insurance Dental Insurance MGA

Managing general agent