Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan,
Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma,
Pennsylvania, Tennessee, Texas, Virginia

Announcing Oscar’s Open Enrollment 2026 New Member Bonus Program

Appointed agents can earn a one-time, per member bonus for eligible new members who are enrolled between November 1 and November 30th, 2025. Now is the perfect time to enroll your clients with a carrier leading the way in the ACA market.

Oscar’s 2026 Open Enrollment New Member Program

We are thrilled to announce Oscar's expansion into Mississippi and Alabama for the upcoming 2026 plan year!

We're bringing our health insurance products to the ACA marketplace in these new states, empowering members to pursue a healthy life on their terms with:

• Services built around personal health needs and cultural preferences, including virtual care on demand.
• High-quality networks that align with their schedules, neighborhoods, and more.
• Technology solutions to help members make informed choices about their health.

Here are some key market highlights for our new service areas:

Mississippi

Oscar is entering Jackson and Northern Mississippi, covering 11 counties:

• Jackson (Rating Area 3): Hinds, Madison, Rankin, Warren
• Northern MS (Rating Area 1): DeSoto, Marshall, Tate, Tunica
• Other: Lafayette, Panola, Benton
• Key Provider Partners: Baptist Health, Merit Health (Community Health Systems)

Alabama

Oscar is entering Huntsville and Birmingham, covering 5 counties:

• Huntsville (Rating Area 9): Limestone, Madison
• Birmingham (Rating Area 3): Walker, Jefferson, Shelby
• Key Provider Partners: Huntsville Hospital, Grandview Medical Center (Community Health Systems), Crestwood Medical Center (Community Health Systems)

This expansion underscores our commitment to providing accessible and high-quality healthcare options to more individuals. We are confident that these new markets will offer significant opportunities for you and your clients.

Agent Level Contracts Only
Stephens-Matthews will not offer GA or MGA contracts for Oscar for plan year 2026

There is a 10 life minimum by producer / by specific state before Oscar will pay commissions to the agent.

If you would like to contract with Oscar, please contact our contracting department at

800-544-8250 ext. 20908