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A short-term insurance plan is a good fit if your client needs to bridge a gap for a short time when uninsured. Short-term plans give them limited coverage for a limited time until they can move to a more permanent plan.
Recent college grads, people in between jobs, or an early retiree are all good examples of people who may benefit from short term coverage. In some cases, they may choose a short-term plan to cover their children if they are not able to get a family plan right away.
Unlike ACA plans, short term plans don't cover preexisting conditions, and you must answer a series of medical questions to apply.
A short-term plan might be a good fit if your client…
- Missed Open Enrollment and doesn’t qualify for a Special Enrollment Period
- Is waiting for their ACA plan to start
- Is looking for coverage until he/she joins Medicare
- Is turning 26 and coming off a parent’s plan
- Is between jobs or waiting for benefits to start
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There’s a better way to quote, enroll, market, and grow.
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Quote our Short Term
products on Quotit FREE!**
**Free Quotit access is limited to Short Term Medical product quoting only.
Access to all carriers will require a subscription with Quotit Corporation.
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